Retirement in Boise: Why Seniors are Retiring in Idaho

Retirement in Boise: Why Seniors are Retiring in Idaho

by Asia Anderson

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Idaho has become an increasingly attractive state for retirees. Boise and the surrounding cities offer a blend of natural beauty, cultural amenities, and a welcoming community, making it an ideal place to spend your golden years. Here’s why the Boise area should be at the top of your retirement destination list.

Affordable Living and Tax Benefits

One of the primary considerations for retirees is the cost of living. Boise shines in this regard with its relatively low cost of living compared to other major cities. Housing remains affordable, and there are numerous options ranging from modern apartments to cozy single-family homes in tranquil neighborhoods. The cost of living in Idaho is 6% lower than the national average, with housing being 16% lower, utilities 15% lower, and groceries about 3% lower.

Idaho’s tax policies are also favorable for retirees. The state does not tax Social Security benefits, significantly reducing the financial burden for many seniors. Retirees can exclude a portion of pension income from their state income taxes if they are 65 or older. While retirement income from sources like 401(k)s and IRAs is subject to state income tax, Idaho’s rates are generally moderate, with a top rate of 5.8%

Interested in relocating to Idaho or the Boise area?

Download a free 76-page guide to Idaho and the Boise area.

Interested in relocating to Idaho or the Boise area?

Download a free 76-page guide to Idaho and the Boise area.

Quality Healthcare

Access to quality healthcare is crucial for retirees, and Boise does not disappoint. The city is home to several top-rated medical facilities, including St. Luke’s Health System and Saint Alphonsus Regional Medical Center. These hospitals provide comprehensive care, from routine check-ups to specialized treatments, ensuring that all healthcare needs are met.

A Plethora of Recreational Activities

Boise offers a wealth of recreational activities that cater to various interests, promoting an active and engaging lifestyle for retirees. The Boise River Greenbelt, a 25-mile scenic pathway, is perfect for walking, biking, and enjoying the natural beauty along the river. For those who love the outdoors, Boise’s proximity to the Boise National Forest provides ample opportunities for hiking, camping, and fishing.

The city’s cultural scene is equally vibrant. Retirees can enjoy performances at the Boise Philharmonic, Ballet Idaho, and the Idaho Shakespeare Festival. Additionally, the Boise Art Museum offers rotating exhibitions that showcase both local and international artists.

Senior-Friendly Amenities

Boise is designed with seniors in mind, offering numerous amenities that enhance the quality of life. The city boasts several community centers that provide a variety of programs and activities specifically for seniors. These centers offer fitness classes, social events, educational workshops, and more, fostering a sense of community and engagement.

Independent living communities like Revel or Salmon Creek can provide the comforts of home-cooked meals, game nights, and serene evenings with family and friends in a safe, secure environment. Residents can enjoy beautifully appointed apartments, transportation, weekly housekeeping, maintenance, and an attentive on-site team.

For those who may require additional care, Boise has a range of highly rated assisted living facilities. Options like Truewood by Merrill, Overland Court Senior Living, and Garden Plaza of Valley View are known for their excellent care and comfortable living environments.

Boise is full of lively activities, like farmers markets.

Mild Climate

Boise’s climate is another appealing aspect for retirees. The city experiences four distinct seasons, with relatively mild winters compared to other parts of Idaho. Summers are warm and dry, perfect for outdoor activities. This pleasant climate allows retirees to enjoy year-round outdoor recreation without the extreme weather conditions found in other regions.

Transportation and Accessibility

Getting around Boise city is convenient and senior-friendly. The city offers public transportation system, Valley Regional Transit, which includes bus services that make it easy to navigate the city. For those who prefer driving, Boise’s traffic is relatively light compared to larger metropolitan areas, and the city is easy to navigate with its well-planned roadways.

Idaho Shakespeare Festival

Community and Social Connections

Perhaps one of the most significant advantages of retiring in Boise is the sense of community. Boise is known for its friendly and welcoming atmosphere. The residents take pride in their city and are often involved in community activities and volunteer work. This creates a supportive environment where retirees can easily make new friends and stay socially active.

The Treasure valley also hosts numerous events and festivals throughout the year, such as the Boise Music Festival, Art in the Park, and the Idaho State Fair, providing plenty of opportunities for socializing and entertainment.

Planned 55+ Communities

Living in a planned 55+ community can significantly enhance the retirement experience by providing a built-in social network and a variety of amenities. Some popular 55+ communities in and around Boise include:

  • Heritage Grove in Meridian, featuring a community center, walking trails, and proximity to golf courses and shopping.
  • Cadence communities in Meridian, which offer amenities like a clubhouse, swimming pool, fitness rooms, and various social programs.
  • Brooke View in Boise, known for its affordable single-family homes and a community center with plenty of social activities.

These communities are designed to foster social connections and provide a supportive environment for retirees.

Boise offers a compelling mix of affordability, quality healthcare, recreational activities, and a welcoming community, making it an ideal place for retirees. The city’s mild climate, senior-friendly amenities, and cultural scene ensure a high quality of life for those looking to enjoy their retirement years. Whether you’re seeking adventure in the great outdoors or a peaceful community to call home, Boise has something for every retiree.

Click here to download a 76-page area guide about Idaho and the Boise area.

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